Process. Payments. Locally.

Beyond Payments. Your Partner For Growth.

The only payments provider in Virginia that eliminates your payment processing fees and has the tools to help your business grow.

They Take. We Empower.

They install and disappear. We show up, stay close, and actually help you grow. At PayRVA, we go beyond reducing your processing fees—we built the PayRVA Growth Hub to help you bring in more business, capture every opportunity, build stronger relationships, and stay connected with the people who keep your business running.

Eliminate Payment Fees

Put payment processing fees behind you, there are various compliant methods you can use to eliminate them completely.

PayRVA Growth Hub

We built the Growth Hub to help our merchants attract, nurture, and close more customers. All the tools you need to put your business on autopilot.

Dedicated Local Support

Get support wherever you need it, whenever you need it. Being local means we're always just a short drive away from wherever you are.

Next Day Funding

Tired of waiting 2-3 days for deposits to hit? With PayRVA you get your deposits next business day, with no additional fees.

All Payment Types

No matter where or how you take payments, we can help. From a simple card terminal, full point of sale system, or online payments, we have it.

No Contracts

All of our agreements are month-to-month. Our philisophy is that we have to earn your business every day. If we're not delivering, you can move on.

Learn More About The PayRVA Growth Hub

Learn More

Wherever You Do Business

We Make It Easy to Get Paid

Whether you're serving coffee on Main Street or running appointments across the region, we'll help you get paid without the headaches. PayRVA is built for Virginia business—by people who live and work right here with you.

Smart, Flexible Payment Solutions

In your store, in the field, or online—we make it easy to get paid wherever you do business. From countertop terminals and point of sale systems to mobile payment apps and online gateways, PayRVA gives you everything you need to accept payments confidently and securely. We'll match you with the right tools for your workflow.

Accept Payments Anywhere, Any Way

Swipe, dip, tap, invoice, or take payments online—on any device, from any location.

Easy Setup With Personalized Support

We handle the install, training, and local support so you're never left figuring it out alone.

Powerful Tools Beyond The Sale

From inventory and staff management to loyalty programs and reporting, our systems do more than just process payments.

Secure, Fast, and Built to Scale

All solutions are PCI-Compliant, fully encrypted, and redy to grow with your business

Your Pricing, Your Choice

There’s no one-size-fits-all when it comes to payment processing—because your business isn’t like everyone else’s. We break down the pros and cons of each pricing model, explain how they impact your bottom line, and let you choose the structure that fits your goals—not ours. No pressure, no guesswork—just a smarter way to keep more of what you earn.

Interchange Plus

Separate the true cost of processing from the markup. This method gives you full visibility into where your money is going. Great for high volume merchants.

Dual Pricing

Dual Pricing offers two prices for a product, cash price & list price. The cost of processing is built into the product's list price and a small discount is offered as the cash price.

Surcharge

Surcharge passes a small fee to credit card paying customers. Debit Card and Cash paying customers are not affected. Ideal for high ticket and credit heavy merchants.

Cash Discounting

Cash Discounting is similar to Dual Pricing, it also eliminates payment processing fees. The fees are built into pricing, and a discount is offered for cash paying customers.

Virginia Businesses Save 30% On Average By Switching to PayRVA. When is The Last Time You Reviewed Your Statements?

INTRODUCING

PayRVA Growth Hub

No one else in Virginia does what we do. We’re the only payment processor that's built software that's made to help you grow, get more customers, and build lasting relationships.

PayRVA Growth Hub

Here's what you get:

Reputation Management (Google, Facebook)
Build Unlimited Funnels, Forms, and Surveys
Track Your Sales Opportunities
Automated SMS & Email Marketing
Appointment Booking & Auto Reminders
Missed Call Text Back
Year Long Text and Email Nurture Sequences

There's so much more...

Check It out!!

How It Works

Schedule Your Consultation

Consultations are totally free! We'll spend some time learning more about your business, how and where transactions take place. Then we'll dive into your recent processing statements, break down the costs and find the areas where we can help you keep more of what you earn!

Get Approval for Your Account

If you decide to make the switch to PayRVA. We'll complete an application for a merchant account right there with you, which is then sent to underwriting for approval. It takes approximately 3-5 business days to receive approval from underwriting, often times sooner.

Start Processing Payments Locally

Once your merchant account is approved. Our team will get your equipment prepared for delivery. The equipment is hand delivered and we'll complete installation and any training needed all in the same day. We'll always be available, just a short drive away if you need anything!

Ready to get started?

Who We Are

At PayRVA, we’re more than just a payment processor — we’re your local partner in growth. As a proud family- and veteran-owned business based in Richmond, Virginia, our mission is simple: Help small businesses keep more of what they earn.

We combine honest, transparent pricing with powerful technology and unmatched customer support to deliver a payment solution that’s truly built around your needs. Whether you're just starting out or scaling fast, we’re here to support you every step of the way. What sets PayRVA apart is our commitment to being present and proactive. We don’t just hand you equipment and disappear — we stay with you, ensuring everything runs smoothly.

701 N. Courthouse Road, Suite 200

North Chesterfield, VA 23235